A Low Rate you can Count on, PLUS Rewards? You Must be Kidding…
No, actually we’re not. Most credit cards offer a variable rate that can change – and charge a higher rate for rewards cards -- but not CitizensFirst. We take pride in providing one of the lowest, non-variable rates in the area, plus give you a rewards line-up that will knock your socks off! Our VISA cards are locally approved and serviced right here at CitizensFirst, just a phone call away if you have questions or lose your card. Low, dependable rates, local customer service, solid security and rewards to boot…what more could you want from your credit card?
Visa Platinum with Rewards
Interest Rates
Ready to be rewarded for using your VISA? With your locally-serviced, VISA Platinum with Rewards credit card, you can:
  • Get one of the lowest, non-variable rates in town.
  • Check your credit card expenses and balance online through CitizensFirst Home Banking.
  • Have peace of mind knowing your card is protected from unauthorized usage with FALCON Fraud Block protection.
  • Plus, earn purchase rewards from our CU Rewards partner to redeem on things like:
    • Airline miles (many carriers like United, Continental, Delta, American and more).
    • Hotel stays.
    • Home goods like kitchen appliances, cookware, tools and more.
    • Gift cards.
    • Other brand-name personal, electronic and recreational items.
    • Over 1500 merchandise awards in 11 different categories to choose from!
    • Design-your-own-card option available for small, $10 fee. Learn more.
 Type   APR 
 Visa Platinum 10.49%*
Additional Credit Card Benefits
CU Rewards
Apply for a Credit Card
Verified by Visa
Design your own Card FAQ


Rates current as of February 22, 2012.
 
Visa Classic
Interest Rates
A classic credit card choice when you just want a low, non-variable rate and a card issued and serviced locally by CitizensFirst.
  • Get one of the lowest, non-variable rates in town.
  • Check your credit card expenses and balance online through CitizensFirst Home Banking.
  • Have peace of mind knowing your card is protected from unauthorized usage with FALCON Fraud Block protection.
  • Design-your-own-card option available for small, $10 fee. Learn more.
 Type   APR 
 Visa 12.49%*
Apply for a Credit Card
Verified by Visa
Design your own Card FAQ
 

*Non-variable rates based on credit worthiness. 
  • APR - New cards – purchases and balance transfers/existing cards – balance transfers only.
  • Actual rates may be as high as 16.49% for VISA Platinum and 23.49% for VISA Classic depending on your credit rating.
Terms and Conditions
Rates current as of February 22, 2012.
CitizensFirst Credit Union
P.O. Box 3046
Oshkosh, WI 54903-3046
Local: 920-236-7040
Toll-Free: 800-448-9228
info@citizensfirst.com
Routing #275981187