Now you can retire mortgage-free in 5-12 years!

Retire mortgage free with CitizensFirst’s new, flexible mortgage plan created just for people nearing retirement. If you’re within 5-12 years of retirement, but dream of reaching your golden years without reaching for your wallet for a mortgage payment every month, then it’s time to make your dreams come true with this refreshing, new mortgage concept. Simply select a term from 5-12 years that matches with the number of years until you plan to retire, and refinance your current mortgage with a new, retirement rate – the smaller the term, the lower the rate (see chart below).

Plan for worry-free, golden years today, and retire mortgage-free! Apply now.

8 year amortization at 2.89%/3.09% APR effective 1/1/2012. Payment example : for every $1000 borrowed at 2.89% for 96 months equals a monthly payment of $11.68. Taxes and insurance not included, actual payment may be greater. Rates subject to change, and available to creditworthy Wisconsin borrowers. Single family homes only. Minimum 10% down payment, $20,000 minimum new money required. $1306 estimated closing costs. Membership eligibility required. . Other fees and restrictions may apply